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Zanifu allows small retailers in Sub Saharan Africa, to procure inventory from their suppliers & pay later.

Kenya, Nairobi





We provide Micro SME's in Africa with the ability to buy inventory on credit & repay after selling the goods.

SME's in Sub Saharan Africa do not have easy access to financing to help them grow their businesses

We've built a platform that allows SME's to buy inventory across any of their suppliers & repay after they've sold the inventory. We are able to do this without requiring collateral or a credit history, therefore giving access to financing to a customer segment that didn't have it before.

We partner with suppliers & retailers to provide working capital solutions that drive economic progress & reduce poverty.


Meet the founding team

Steve Biko
Steve Biko
Co-Founder COO
Sebastian Mithika
Sebastian Mithika
Co-Founder CEO

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