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A Buy Now Pay Later platform for online and offline merchants using proprietary credit scoring systems. LipaLater has 550+ merchants and is expanding into Rwanda, South Africa, and Uganda.






Democratising retail credit through technology

Traditional financial services don’t make it easy for customers to purchase items on credit. Some potential customers are unable to pay the full amount up front — even if they could afford to responsibly finance the purchase in installments.

Retailers lose out when customers can’t buy what they want when they need it, and their customers lose out too. This impacts brand loyalty, repeat business, and their bottom line.

Lipalater’s platform, powered by a proprietary credit model, enables retailers to sell their products to customers, on credit, at point of sale, with customers paying for their purchases in affordable, monthly instalments.

Lipalater can increase retailer’ sales by up to 30%, and increase customer retention by 25%. They currently have over 500 retail partners they are working with across Kenya and Rwanda. 

Lipapater is looking to partner with financial services companies and major retailers across Africa.


Meet the founding team

Eric Muli
Eric Muli
CEO & Founder
Claudine Gakundi
Claudine Gakundi
Head of Business Development
Michael Maina
Michael Maina
Chief Operating Officer

Get involved

Join LipaLater as an investor

If you’re an African-focused early-stage investor and interested in participating in LipaLater’s next capital raise

Join LipaLater as a partner

If you’re interested in partnering with LipaLater as a retailer, manufacturer or other value-added partner